Yoga Studio Insurance

yoga instructors and yoga studio owner posing for a photo in a yoga studio

With Alternative Balance, you can relax and focus on providing your service. You won't find coverage like this anywhere else! Start with our general & professional liability insurance, which includes defense costs coverage that takes the financial burden off your shoulders if someone gets hurt and makes a claim against you or sues you.

If you own a yoga studio, you know that protecting your students is paramount. Get peace of mind with our comprehensive yoga studio insurance plans. Whether you own a studio with 30 instructors or if it's just you teaching in a studio 4 days a week, we've got your best interests in mind. The Alternative Balance plan also includes exclusive member tools like liability waivers, student intake forms and industry discounts to help you grow your business.

WHAT COVERAGE IS INCLUDED IN MY YOGA STUDIO INSURANCE?

General & Professional Liability
Products-Completed Operations
Damage to Premises Rented to You
Third-Party Medical Expenses
Personal & Advertising Injury
Defense Costs

NOW INCLUDED WITH YOUR MEMBERSHIP!

Business Personal Property & Business Interruption ("BPP/BI") coverage is now included FREE with your Alternative Balance membership! That's $10,000 for your equipment and $10,000 for business interruption for no additional cost!

Plus, automatically get accident coverage which i ncludes payments for medical expenses and accidental death, dismemberment and paralysis benefits for your clients who are injured – regardless of who is at fault for the injury. Visit our Coverage page for more specific information about the types of coverage included in our plan.

We offer optional Sexual Abuse Liability as well as Cyber Liability, which protects your business in the event of a cyber attack or hack.

Yoga Studio Examples

What if??

Wondering what kind of claims could be covered by yoga studio insurance? We've got some examples to make it easy.

General Liability: A client trips over a yoga mat, causing them to fall and break their wrist.
Professional Liability: You advised that they stretch a certain way, they get hurt and sue you because they have limited mobility.
Damage to Premises Rented: During a chair yoga class, you and your students drag chairs out of the corner to use, but then later you realize that this caused scratches all over the floor, and your landlord wants you to fix the damage.

Yoga Insurance

Yoga SUB-INDUSTRY INSURANCE

Member Benefits Highlight Insert

Member Benefits

We offer more than just insurance. Our membership benefits include discounts on health & dental insurance, form templates to help you run your business and tools to manage your websites, marketing and more!

Yoga Insurance FAQs

Our Support FAQs have the answers you are looking for. If you still have questions, our Customer Service Representatives are eager to help.

I teach Yoga online, do I need cyber liability coverage?
I teach yoga in several locations, am I covered?
I do aerial and paddle board yoga, is this covered?

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General & Professional Aggregate

The most your policy will pay in a 12 month policy period for bodily injury and property damage claims that you become legally obligated to pay due to your business and professional services.

Products-Completed Operations Aggregate

The maximum amount your policy will pay in a 12-month period for bodily injury and property damage claims that result from the products you use to perform your services. However, it does not cover products that are sold or distributed.

Damage to Premises Rented to You

This is liability coverage for property damage to a premise for which the insured is liable. This coverage applies to a property the insured rents or has permission to use.

Medical Expenses

Coverage that reimburses others, without regard to the insured’s liability, for medical or funeral expenses incurred by such persons as a result of bodily injury or death sustained by accident under the conditions specified in the policy. This does not apply to the named insured or their employees.

Personal & Advertising Injury

The amount that your policy will pay for claims arising out of one or more of the following offenses:

False Arrest, detention or imprisonment
Malicious prosecution
Wrongful Eviction or Wrongful Entry
Oral or written publications that slander or libels a person or organization
Oral or written publication or material that violates a person's right of privacy
The use of another's advertising idea in your advertisement

Defense Costs

Defense Costs coverage is included in your general & professional liability insurance coverage limits. Defense Costs refers to all the costs of defending against a lawsuit. These expenses include the cost of hiring a lawyer, court fees, investigations, gathering facts, filing legal paperwork, and other related costs.
This is often the most important aspect of protecting you if you are being held liable for bodily injury or property damage resulting from your services.

why choose AB?

Ethical, Reliable Insurance
Available 5 Star Support
Endless Member Benefits

Mother-Daughter Owned
Multiple Industries Served
We're Industry Peers

Featured Members

alternativebalance

These members are doing amazing things in their business!

This week we’re excited to feature:

And we love seeing them thrive. That’s why, in addition to full insurance coverage, as Alternative Balance members, they also get:

💟Member webinars
💟Monthly Business Speaker Series
💟Opportunities to contribute to our blog
💟Templates and waivers
💟Discounts on partner services from marketing to finance
💟5-star customer service
💟Quarterly networking (next event is August 15th!)

Check out Alternative Balance for business insurance, business resources, and collaboration of 14K like-minded professionals!

Get your free quote today—just go to our bio link.

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These members are doing amazing things in their business!

This week we’re excited to feature:

And we love seeing them thrive. That’s why, in addition to full insurance coverage, as Alternative Balance members, they also get:

Check out Alternative Balance for business insurance, business resources, and collaboration of 14K like-minded professionals!

Get your free quote today—just go to our bio link.

#ABFeaturedMember #businesscommunity #healthpractitioners #alternativehealthcommunity #wellnesspractitioner #wellnessprofessionals #healthandwellnesscoach #alternativehealthpractitioner .

These members are doing amazing things in their business!

This week we’re excited to feature:

And we love seeing them thrive. That’s why, in addition to full insurance coverage, as Alternative Balance members, they also get:

Check out Alternative Balance for business insurance, business resources, and collaboration of 14K like-minded professionals!

Get your free quote today—just go to our bio link.

These members are doing amazing things in their business!

This week we’re excited to feature:

And we love seeing them thrive. That’s why, in addition to full insurance coverage, as Alternative Balance members, they also get:

Check out Alternative Balance for business insurance, business resources, and collaboration of 14K like-minded professionals!

Get your free quote today—just go to our bio link.

These members are doing amazing things in their business!

This week we’re excited to feature:

And we love seeing them thrive. That’s why, in addition to full insurance coverage, as Alternative Balance members, they also get:

Check out Alternative Balance for business insurance, business resources, and collaboration of 14K like-minded professionals!

Get your free quote today—just go to our bio link.

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These members are doing amazing things in their business!

This week we’re excited to feature:

And we love seeing them thrive. That’s why, in addition to full insurance coverage, as Alternative Balance members, they also get:

Check out Alternative Balance for business insurance, business resources, and collaboration of 14K like-minded professionals!

Get your free quote today—just go to our bio link.

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Check out Alternative Balance for business insurance, business resources, and collaboration of 14K like-minded professionals!

Get your free quote today—just go to our bio link.

These members are doing amazing things in their business!

This week we’re excited to feature:
@alex_folacci
@cardshapertarot
@courtneymoorewellness
@inthealpenglowtherapy

And we love seeing them thrive. That’s why, in addition to full insurance coverage, as Alternative Balance members, they also get:

Check out Alternative Balance for business insurance, business resources, and collaboration of 14K like-minded professionals!

Get your free quote today—just go to our bio link.

These members are doing amazing things in their business!

This week we’re excited to feature:

And we love seeing them thrive. That’s why, in addition to full insurance coverage, as Alternative Balance members, they also get:

Check out Alternative Balance for business insurance, business resources, and collaboration of 14K like-minded professionals!

Get your free quote today—just go to our bio link.

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These members are doing amazing things in their business!

This week we’re excited to feature:

And we love seeing them thrive. That’s why, in addition to full insurance coverage, as Alternative Balance members, they also get:

Check out Alternative Balance for business insurance, business resources, and collaboration of 14K like-minded professionals!

Get your free quote today—just go to our bio link.

These members are doing amazing things in their business!

This week we’re excited to feature:

@cia.untethered
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And we love seeing them thrive. That’s why, in addition to full insurance coverage, as Alternative Balance members, they also get:

Check out Alternative Balance for business insurance, business resources, and collaboration of 14K like-minded professionals!

Get your free quote today—just go to our bio link.
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These members are doing amazing things in their business!

This week we’re excited to feature:

@cia.untethered
@resonant.heart.mke
@victorialeestarr
@shantiwellnessfl

And we love seeing them thrive. That’s why, in addition to full insurance coverage, as Alternative Balance members, they also get:

Check out Alternative Balance for business insurance, business resources, and collaboration of 14K like-minded professionals!

These members are doing amazing things in their business!

This week we’re excited to feature:

And we love seeing them thrive. That’s why, in addition to full insurance coverage, as Alternative Balance members, they also get:

Check out Alternative Balance for business insurance, business resources, and collaboration of 13K like-minded professionals!

Get your free quote today—just go to our bio link.
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These members are doing amazing things in their business!

This week we’re excited to feature:

And we love seeing them thrive. That’s why, in addition to full insurance coverage, as Alternative Balance members, they also get:

Check out Alternative Balance for business insurance, business resources, and collaboration of 13K like-minded professionals!

These members are doing amazing things in their business!

This week we’re excited to feature:

And we love seeing them thrive. That’s why, in addition to full insurance coverage, as Alternative Balance members, they also get:

Check out Alternative Balance for business insurance, business resources, and collaboration of 13K like-minded professionals!

Get your free (INSTANT) quote today—just go to our bio link.
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These members are doing amazing things in their business!

This week we’re excited to feature:

And we love seeing them thrive. That’s why, in addition to full insurance coverage, as Alternative Balance members, they also get:

Check out Alternative Balance for business insurance, business resources, and collaboration of 13K like-minded professionals!

These members are doing amazing things in their business!

This week we’re excited to feature:

@jenasaprudhomme
@springingspirits
@thebodyOracle
@coach_tonna_jacobson
@alexnborelli

And we love seeing them thrive. That’s why, in addition to full insurance coverage, as Alternative Balance members, they also get:

Check out Alternative Balance for business insurance, business resources, and collaboration of 13K like-minded professionals!

Get your free quote today—just go to our bio link.
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These members are doing amazing things in their business!

This week we’re excited to feature:

@jenasaprudhomme
@springingspirits
@thebodyOracle
@coach_tonna_jacobson
@alexnborelli

And we love seeing them thrive. That’s why, in addition to full insurance coverage, as Alternative Balance members, they also get:

Check out Alternative Balance for business insurance, business resources, and collaboration of 13K like-minded professionals!

These members are doing amazing things in their business!

This week we’re excited to feature:

And we love seeing them thrive. That’s why, in addition to full insurance coverage, as Alternative Balance members, they also get:

Check out Alternative Balance for business insurance, business resources, and collaboration of 13K like-minded professionals!

Get your free quote today—just go to our bio link.
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#ABFeaturedMember #businesscommunity #businessprotection #businessinsuranceagent #alternativehealthcommunity
#alternativehealthpractitioner #wellnessprofessionals #businessinsurance #protectyourbusiness #healthandwellnessentrepreneur #healthpreneur #healthpractitioners #lifecoachbusiness

These members are doing amazing things in their business!

This week we’re excited to feature:

And we love seeing them thrive. That’s why, in addition to full insurance coverage, as Alternative Balance members, they also get:

Check out Alternative Balance for business insurance, business resources, and collaboration of 13K like-minded professionals!

Get your free quote today—just go to our bio link.
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#ABFeaturedMember #businesscommunity #businessprotection #businessinsuranceagent #alternativehealthcommunity
#alternativehealthpractitioner #wellnessprofessionals #businessinsurance #protectyourbusiness #healthandwellnessentrepreneur #healthpreneur #healthpractitioners #lifecoachbusiness .

Look at these awesome members 🤩

We love getting to know our members and giving them everything they need to thrive in their business—not just insurance! That’s why, in addition to full insurance coverage, as Alternative Balance members, they also get:

Check out Alternative Balance for business insurance, business resources and collaboration of 13K like-minded professionals!

Get your free quote today—just go to our bio link.
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#ABFeaturedMember #businesscommunity
#alternativehealthpractitioner #healthpractitioners #alternativehealthcommunity #wellnesspractitioner #wellnesspractice #wellnessprofessionals #healthandwellnesscoach #businessinsurance

Look at these awesome members 🤩

Check out Alternative Balance for business insurance, business resources and collaboration of 13K like-minded professionals!

These members are doing amazing things in their business!

This week we’re excited to feature:

And we love seeing them thrive. That’s why, in addition to full insurance coverage, as Alternative Balance members, they also get:

Check out Alternative Balance for business insurance, business resources and collaboration of 13K like-minded professionals!

Get your free quote today—just go to our bio link.

#ABFeaturedMember #businesscommunity
#businessinsurance #alternativehealthcommunity #alternativehealthpractitioner #healthpractitioners #yogabusiness #nutritionbusinesssolutions #wellnessprofessional #welĺnesscommunity

These members are doing amazing things in their business!

This week we’re excited to feature:

And we love seeing them thrive. That’s why, in addition to full insurance coverage, as Alternative Balance members, they also get:

Check out Alternative Balance for business insurance, business resources and collaboration of 13K like-minded professionals!

Get your free quote today—just go to our bio link.

We love our members!

This week we’re featuring:

And we love helping all of our incredible members grow their business. That’s why, in addition to full insurance coverage, they also get:

Check out Alternative Balance for business insurance, business resources and collaboration of 13K like-minded professionals!

👉🏼 Get your free quote today—just go to our bio link.
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#ABFeaturedMember #businesscommunity
#businessinsurance #insuranceagency #alternativehealth #wellnessprofessional #healthandwellnesscoach #yogabusiness #alternativehealthcommunity

We love our members!

This week we’re featuring:

And we love helping all of our incredible members grow their business. That’s why, in addition to full insurance coverage, they also get:

Check out Alternative Balance for business insurance, business resources and collaboration of 13K like-minded professionals!

#ABFeaturedMember of the day is Leslie Rose-Dethloff! (AB member since 2021) @Leslierosecoaching is a master Health & Life Coach with a Nutrition certification and host of the Healthy Teen Life podcast. Through her coaching business, Leslie Rose Coaching, she offers 1:1 and group coaching, helping teens and college-age young adults overcome challenges with their weight, disordered eating, body dissatisfaction, and constant self-judgment.
She also provides education and insights to parents via her parent newsletter, website blog, Instagram and Facebook.
Learn more at: https://www.leslierosecoaching.com

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#ABFeaturedMember of the day is Patrick Hogan! (AB member since 2022) @patrickog “ I help integrate fundamental human movement skills into a practice of interacting with the environment that develops a sense of empowerment and encourages play. As a life coach (certified through Martha Beck’s Wayfinder Life Coach Training), I listen deeply and with gentle inquiry help clients clarify their true nature while navigating through obstacles (such as limiting beliefs) so that they can clear the path toward a life filled with more purpose, freedom and joy.”

Learn more at: https://www.inalignedmovement.com/

#ThisIsAB #AlternativeBalance #LoveOurMembers #WeAreAB #LiabilityInsurance #SmallBusinessInsurance #movementsnacks #movementislife #movemore #movemorefeelbetter #movementnotexercise #movementlifestyle

I help integrate fundamental human movement skills into a practice of interacting with the environment that develops a sense of empowerment and encourages play. As a life coach (certified through Martha Beck’s Wayfinder Life Coach Training), I listen deeply and with gentle inquiry help clients clarify their true nature while navigating through obstacles (such as limiting beliefs) so that they can clear the path toward a life filled with more purpose, freedom and joy.” Learn more at: https://www.inalignedmovement.com/ #ThisIsAB #AlternativeBalance #LoveOurMembers #WeAreAB #LiabilityInsurance #SmallBusinessInsurance #movementsnacks #movementislife #movemore #movemorefeelbetter #movementnotexercise #movementlifestyle" />

Learn more at: https://www.inalignedmovement.com/

#ABFeaturedMember of the day is Heather Gordon! (AB member since 2022) @heathergordonspa “Heather Gordon Skin Care & Waxing opened for business on September 1, 2009, originally as a one-room office inside the Morning Star Trading Company. After outgrowing that space, Heather moved to a larger office located inside Innate Beauty, Med Spa. It is here where she grew her business and learned many of her advanced treatments. Again she found that to meet client service needs she would have to upgrade and expand which led her to open the first Heather Gordon Spa & Wellness in the Corners II shopping center, Austin Texas. Since moving to the South Lamar and Manchaca location Heather`s staff has grown to include other skilled and professional practitioners, each specializing in specific areas of expertise.”
Learn more at: https://www.heathergordonspa.com/

#ThisIsAB #AlternativeBalance #LoveOurMembers #WeAreAB #LiabilityInsurance #SmallBusinessInsurance #austinspa #thingstodoinaustin #esoteric #witchythings #skinwitch #austinskincare #austinskinwitch

located inside Innate Beauty, Med Spa. It is here where she grew her business and learned many of her advanced treatments. Again she found that to meet client service needs she would have to upgrade and expand which led her to open the first Heather Gordon Spa & Wellness in the Corners II shopping center, Austin Texas. Since moving to the South Lamar and Manchaca location Heather's staff has grown to include other skilled and professional practitioners, each specializing in specific areas of expertise.” Learn more at: https://www.heathergordonspa.com/ #ThisIsAB #AlternativeBalance #LoveOurMembers #WeAreAB #LiabilityInsurance #SmallBusinessInsurance #austinspa #thingstodoinaustin #esoteric #witchythings #skinwitch #austinskincare #austinskinwitch" />

#ThisIsAB #AlternativeBalance #LoveOurMembers #WeAreAB #LiabilityInsurance #SmallBusinessInsurance #austinspa #thingstodoinaustin #esoteric #witchythings #skinwitch #austinskincare #austinskinwitch .